For rating and rules, we use Polaris ProductWriter, fully integrated with Outrun - and the most powerful rating engine in the UK insurance market. Capable of handling any product complexity, it’s industry-owned, industry-trusted, and used by the UK’s biggest insurers.
Your schemes are built on the industry’s standard, not a vendor’s proprietary system, which means the schemes you build are genuinely, permanently yours. The product build expertise sits across the industry, not locked in one software house. Because the industry funds and develops ProductWriter together, it evolves with the market.
Whoever controls your rating engine, your build process, or your distribution ends up controlling your build costs and your launch speed. With Outrun, that control is yours.
We can build your products for you, you can build them yourself, or bring in third party resource - the choice is yours.
Your team can update question sets, documents, referral and endorsement libraries and pricing rules directly. You retain as much control as you want over scheme build and the day-to-day running of your schemes and processes.
The Outrun team has spent decades in specialist insurance operations - building schemes, handling binder updates, managing bordereaux.
We often hear: “Normally software providers build it and when it’s not right they blame the spec.”
We know where to focus our attention. On scheme builds for example, we review the underwriting guide in detail. That can surface gaps where the question set wouldn’t capture all the required risk data, or missing rating logic. Our experience means detail doesn’t get missed.
From the moment a risk comes in to the moment a renewal goes out - quoting, binding, document generation, policy management, bordereaux, reporting - it lives in one place. Purpose-built for schemes.
Quotation, new business, MTAs, endorsements, renewals, lapse, and cancellation in one place.
Polaris ProductWriter, the most powerful rating engine in the UK insurance industry, owned by the industry and fully integrated with Outrun.
Authority limits, decline rules, and sign-off workflows - every risk signed off by the broker with the right authority.
Single risk capture, multiple quotes. Get quotes from your insurer panel using a single question set.
Configure new business, MTA, and renewal workflows to work how you want them to.
Build the risk capture you need, per scheme, or connected to multiple schemes.
Configurable templates for quotes, schedules, statement of facts - every policy document you need.
Create and assign tasks, manually or with rules-based automation.
Define rules that trigger tasks, notifications, and workflow steps automatically.
Out-of-the-box reports on policy, premium, and operational performance.
Build whatever you need on any data in the platform.
Plug into your existing BI stack for deeper visualisation and analysis.
Generate the bordereaux your capacity providers require, in the format they expect.
View and track previous bordereaux.
Robust security programme and infrastructure, built to the standards your insurer partners require.
Host with us, or host your products in your environment.
Connect to the systems and data you already use, including your main PAS.
Full version history of every change, for compliance and internal governance.
Role-based access so the right people see and do the right things.
The Schemes Platform handles the schemes side of your business. When you need a full PAS for your wider operation - open market business, accounting, claims, customer portal, integrated payments, customer communications - Broker PAS+ is the natural next step.
Updates on issues impacting schemes brokers - plus new features we’ve delivered on the platform.