The platform that works on your terms.
We use the rating engine the UK insurance industry owns and trusts.
For rating and rules, we use Polaris ProductWriter, fully integrated with Outrun - and the most powerful rating engine in the UK insurance market. Capable of handling any product complexity, it’s industry-owned, industry-trusted, and used by the UK’s biggest insurers.
Your products are built on the industry’s standard, not a vendor’s proprietary system, which means the products you build are genuinely, permanently yours. The product build expertise sits across the industry, not locked in one software house. Because the industry funds and develops ProductWriter together, it evolves with the market.
Run your business on your terms. Get real control of your platform.
Whoever controls your rating engine, your build process, or your distribution ends up controlling your build costs and your launch speed. With Outrun, that control is yours.
We can build your products for you, you can build them yourself, or bring in third party resource - the choice is yours. Distribute to your brokers via our portal, or into the wider market e-trade environment via Polaris iMarket.
Your team can update question sets, documents, referral and endorsement libraries and pricing rules directly. You retain as much control as you want over product build and the day-to-day running of your products and processes.
Operational insurance experience, built into the platform.
The Outrun team has spent decades in specialist insurance operations - building schemes, handling binder updates, managing bordereaux.
We often hear: “Normally software providers build it and when it’s not right they blame the spec.”
We know where to focus our attention. On product builds for example, we review the underwriting guide in detail. That can surface gaps where the question set wouldn’t capture all the required risk data, or missing rating logic. Our experience means detail doesn’t get missed.
Core policy & underwriting
Full cycle policy management
Quotation, new business, MTAs, endorsements, renewals, lapse, and cancellation in one place.
Leading Rating & Rules Engine
Polaris ProductWriter, the most powerful rating engine in the UK insurance industry, owned by the industry and fully integrated with Outrun.
Underwriting controls
Refer and sign off. Authority limits, referral rules, and decline rules - every risk signed off by the person with the right authority, whether referred from a broker or escalated internally.
Insurer panel
Single risk capture, multiple products. Quote across your product range from a single question set.
Configuration, workflows & automation
Customisable workflows
Configure new business, MTA, and renewal workflows to work how you want them to.
Customisable question sets
Build the risk capture you need, per product, or connected to multiple products.
Document generation
Configurable templates for quotes, schedules, statement of facts - every policy document you need.
Task and diary management
Create and assign tasks, manually or with rules-based automation.
Rules-based automation
Define rules that trigger tasks, notifications, and workflow steps automatically.
Data, reporting & bordereaux
Standard report library
Out-of-the-box reports on policy, premium, and operational performance.
Custom reports
Build whatever you need on any data in the platform.
PowerBI integration
Plug into your existing BI stack for deeper visualisation and analysis.
Bordereaux production
Generate the bordereaux your capacity providers require, in the format they expect.
Bordereaux management
View and track previous bordereaux.
Distribution
Broker portal
Distribute products to your brokers through a portal we provide. Includes full cycle policy management.
Polaris iMarket distribution
Publish your products to brokers and systems across the market via iMarket.
Platform foundations
Security
Robust security programme and infrastructure, built to the standards your insurer partners require.
Product hosting flexibility
Host with us, or host your products in your environment.
API and third-party integrations
Connect to the systems and data you already use.
Audit trail
Full version history of every change, for compliance and internal governance.
User permissions
Role-based access so the right people see and do the right things.
Accounting & finance
Premium accounting
Track premiums collected and paid, generate broker and capacity-provider statements, reconcile across the books. GAAP/IFRS compliant.
Office accounts
Manage your office’s books alongside premium accounting, in the same system.
Claims & complaints
Claims management
Log claims, track status through to resolution, and report on claim data - fully integrated with policy records.
Complaints management
Log, track, and report on complaints, with regulatory and insurer summary reports out of the box.
Multi-brand & division
Multi-brand
Run multiple trading brands from one platform.
Multi-division
Operate multiple operationally independent divisions from one platform.
Why Outrun’s MGA Platform.
Most ways to run a full MGA come with a trade-off. Legacy full PAS systems handle the wider operation well, but DA work rarely plays to their strengths. Modern proprietary platforms do products well - but on an engine they own, with the products you build living in their system. Spreadsheets work until they don’t.
Outrun’s MGA Platform is built to avoid that trade-off - a full PAS that does DA properly, using rating and rules from the engine the industry owns. Every part of an MGA operation in one place, with the products you build staying yours.
Monthly insights and product updates, straight from the team.
Updates on issues impacting MGAs - plus new features we’ve delivered on the platform.